6-Hr. KY Annual CE Package
This package includes 6 hours of annual CE needed for active license renewal. This package does not include the 6-hour Kentucky Law course required every four years.
Package includes:
- Keeping it Honest: Understanding Real Estate and Mortgage Fraud (3 law hours)
- Fair Share: Protecting Consumers and Your Business from Unfair Practices (3 elective hours)
Fraud has become a major issue in the industry. Lawbreakers use real estate as a vehicle to steal the life savings of unsuspecting homeowners and defraud lenders out of millions of dollars for their own gain. Federal, state, and local governments have taken steps to combat real estate fraud, but it remains a major problem—one you need to have a solid understanding of to ensure you're able to shield your clients and yourself from being defrauded or unknowingly committing fraud.
Keeping It Honest: Understanding Real Estate and Mortgage Fraud has been updated to discuss the latest fraudulent schemes and explain recent government initiatives aimed at stopping fraud and protecting consumers.
Course Highlights:
- Fraud and its impact on the real estate industry
- The newest and most prevalent types of fraudulent schemes
- Red flag behaviors that suggest someone is engaging in fraud
- How to report fraudulent or suspected fraudulent activities to the proper authorities
- Key government initiatives aimed at stopping fraud and protecting consumers
- Activities and scenarios to provide real-world context for course content
Real estate professionals wear many hats: expert communicator, attentive listener, trustworthy confidant, obedient servant, loyal advocate, and knowledgeable educator, to name just a few. To juggle these roles effectively—and within the lines of the law—licensees must remain informed. Real estate professionals are in a position to provide an invaluable level of consumer protection as they support consumers through their real estate transactions.
This course explores licensees' role as advocate and educator, and how they can protect consumers and their business from the threats of antitrust and fair housing violations and predatory lending. We'll start by looking at what federal protections are in place to combat these unfair practices. We'll also provide the steps you can proactively take to protect the consumers you work with day in and day out and the business you've worked so hard to create.
Course highlights include:
- Federal antitrust laws and violations
- Avoiding antitrust violations and protecting consumers from them
- Antitrust complaint process and penalties
- Federal fair housing laws and violations
- Redlining, blockbusting, and steering
- Buyer love letters
- Fair housing complaint process and penalties
- Predatory lending
- Truth in Lending Act
- Home Ownership and Equity Protection Act
- Protecting consumers from predatory lending
- Reporting predatory lending
State Requirements For Kentucky
Kentucky State Requirement Details for Real Estate Broker and Sales Associate Continuing Education
Renewal Date: March 31st of even-numbered years. Mandatory CE must be completed by December 31st of each year. If a continuing education course is taken after December 21st of the calendar year, the licensee's license may be cancelled if the course is not timely completed.
Hours Required by the State: 12 hours (every two years)
- 6 hours in real estate law
- 6 hours of elective courses
Kentucky Real Estate Commission
Street Address: Mayo-Underwood Building, 500 Mero Street , 2NE09, Frankfort, Kentucky 40601
Mailing Address: Mayo-Underwood Building, 500 Mero Street , 2NE09, Frankfort, Kentucky 40601
Telephone: (502) 564-7760